Dodam – credit conditions

The Dodam service issues loans to customers 15 minutes after the application is submitted. No collateral or income statement is required to receive money. To make it easy for consumers to apply for a loan or understand in detail how to pay for a loan, the MFI has created a video instruction. The financial institution provides a loan at minimal interest. Dodam provides new clients with a loan of up to UAH 6,000 for 15 days. The MFI is aimed at those who urgently need money for a short period of time. Funds can be received on the card 24/7.

The MFI Dodam is the best place to do business:

Interest rate, limits and terms

You can get a loan from “Dodam” on these terms:

• The minimum loan amount is UAH 500;
• Maximum loan amount – 6000 UAH;
• Loan term: 5–15 days;
• Interest rate: 0,01 %
• Partial / early repayment – yes.

If you borrow UAH 6000 for 15 days, you will need to pay back UAH 6009, where UAH 9 is the fee for using credit funds.

If you regularly apply to an MFI and pay off your loan obligations accurately, the loan amount may increase.

First loan

For new clients, the following lending conditions apply in Dodam MFI:

1. The first loan – up to 6000 UAH;
2. Rate – 0.01%
3. You can take out a loan for a period of 5 to 15 days.

Repeated credit

When applying to an MFI again, the client can count on a large loan amount. The rate and repayment period are negotiated separately. “Dodam” tries to find the best lending conditions for its regular customers.

How to apply for a loan

Loans from Dodam MFI are issued only to citizens of Ukraine aged 18 to 65 years inclusive. No collateral or income statement or certificate of employment is required. No guarantors as such, but you may need a person’s phone number that managers can contact if the client does not pick up the phone.

To apply for a loan, you need to have a smartphone with Internet access, a plastic card of a Ukrainian bank – it must be valid, with a minimum amount of cash. If you do not have a smartphone at hand, you will need a computer with an Internet connection.

To create a Personal Account, you need to enter your phone number in a special window on the Dodam website. It will be the login. You should also come up with a password. In the personal account, using a calculator, the user should select the amount and term of the loan. At the same time, he can familiarize himself with the amount of interest immediately. After that, you should fill out a questionnaire and provide the following data:

1. enter the passport number and series, as well as the TIN code;
2. mobile and bank card numbers;
3. the purpose of the loan;
4. provide a selfie with an open passport;
5. confirm your email address;
6. log in with Bank ID.

If the application is approved, sign the agreement with a code from SMS.

Honest answers and correct data will allow you to get the right amount and a positive response from the MFI faster. Applications from a new client are reviewed by the MFI within 15 minutes, and when lending again in Dodam, funds can be transferred to the card within 3 minutes after the application is sent. If a loan is denied, the consumer can apply to Dodam again in 30 days.

How to pay for a microloan

You can repay the credit in “Dodam” in the following ways:

• In your personal account by transferring funds from one card to another;
• Transfer money through the bank’s cash desk to the current account of the MFI.
• The loan can be repaid partially or immediately, as the client prefers.

Possibility to extend the loan

In the MFO “Dodam” you can loan prolongation. You can apply for it several times. To use the service, you need to pay the accrued interest on the loan. In this case, the prolongation period is equal to the period of actual use of the loan on the day the interest is paid. You can “turn on” the prolongation function in your personal account.

Consequences of delay

When issuing a loan, any financial institution must familiarize itself with the client’s credit history (CI). If it’s bad, there are delinquencies or open loans, it will be difficult for such a consumer to get a new loan. In order not to spoil your credit score, it is better to use the extension service in advance. MFIs are willing to meet those who are ready for a dialog with a financial institution.

Legal information:

Promo codes and discounts

All Dodam promo codes, discounts, and promotions are presented on the official website of the financial institution.

Frequently asked questions about Dodam:

MFI analogues to Dodam

• AVIRA
• EASY CASH
• Ewa Cash

Loans with terms and conditions as in Dodam