Microfinance organization (MFO) Credos provides fast online loans for various needs. In this article, we’ll look at loan terms, legal information, frequently asked questions, and reviews of Credos.
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credos.com.ua | 0 800 20 02 21 |
Loan terms and conditions
- Loan amount: from UAH 500 to 10,000.
- Loan term: from 5 to 30 days.
- Interest rate: from 1% per day.
- Limits: the maximum number of loans at the same time is 1.
- Requirements: 18 years of age or older, Ukrainian citizenship, passport and identification code, bank card, positive credit history.
- Lack of income verification.
Legal information:
| Name: Financial Company Kredos LLC. | Identification code: 43040420. | Email: info@credos.com.ua. |
| License: No. 168 dated 05.02.2019 for the right to provide financial services. | Address: m. Kyiv, 57/3 Stolichne Shosse St., office 603. | Telephones: (044) 222-33-44, 0 (800) 30-40-50. |
Frequently asked questions
Can I get a loan without a card?
No, you need a bank card to get a loan.How quickly can I get money?
The money is usually transferred to the card within an hour.If I forgot to pay the loan on time, what will happen?
A penalty fee is charged for each day of delay.What are the consequences if I do not repay the loan?
Information about Credos MFI
- Credos has been operating in the microfinance market since 2016.
- The Credos online platform provides quick loans for various needs 24/7.
- The company ensures the confidentiality and security of customer data.
Interest rate, limits, requirements, and terms:
The first loan
- Maximum amount: 4000 UAH.
- Loan term: from 5 to 14 days.
- Interest rate: from 1% per day.
- Requirements: 18 years of age or older, Ukrainian citizenship, passport and identification code, bank card.
Repeated credit
- Maximum amount: up to UAH 10,000.
- Loan term: from 5 to 30 days.
- Interest rate: from 1% per day.
- Limits: the maximum number of loans at the same time is 1.
- Requirements: 18 years of age or older, Ukrainian citizenship, passport and identification code, bank card, positive credit history.
How to apply for a card loan?
- Sign up on the Credos website.
- Choose the required amount and term of the loan.
- Enter your bank card details and confirm them.
- Wait for a loan decision.
How to pay for a microloan?
- On the Credos MFO website, select the “Pay the loan” option.
- Enter the loan repayment amount and your bank card details.
- Confirm the payment.
Possibility to extend the loan
The possibility of extending the loan is available at least 3 days before the loan expiration date. To extend the loan, you need to contact the Credos MFI support service.
Reviews of MFI Credos
The Credos website has a “Customer Reviews” section where you can read opinions and feedback about the company.Most reviews are positive, with customers praising the speed and convenience of getting a loan, as well as the transparency of the terms and conditions of the loan process.Some reviews mention high interest rates, but this is typical for MFIs.
Overall assessment
Credos is a reliable and convenient option for getting a quick loan online. The company provides transparent lending terms and ensures the confidentiality of customer data. Interest rates correspond to the average in the MFI market, but should be taken into account when planning loan repayment.
